We are Kvotabank—an offshore digital bank providing competitive market rates and an exceptional digital experience designed to help improve your financial well-being.
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How to get started
The bank account that provides flexible access with more ways to bank
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Explore the power of simpler and smarter banking online.
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Explore the power of simpler and smarter banking online.
Enjoy our banking
Explore the power of simpler and smarter banking online.
Features & benefits
Create current accounts for all your needs
Plus peace of mind that your money is safe and secure, with our 100% Security Guarantee.
What do you need to open a current account?
Our eligibility checker allows you to find out whether you'll be accepted before you apply with us. It takes around 2 minutes and it won't harm your credit rating.
Compare Accounts
The bank account that provides flexible access with more ways to bank
Smart Checking Account
Simple checking account with no monthly maintenance fees
Advantage Checking Account
A bank account minus the checks with no overdraft fees
Privilege Checking Account
Top-tier checking with competitive rates and all the perks
Here's what you'll get with each account setting
Fraud protection
Fraud protection
Our $0 Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.
Mobile deposits
Mobile deposits
Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank.
Banking
Banking
You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.
Debit card controls
Debit card controls
Lock a missing card quickly and easily to prevent unauthorized use. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.
Custom alerts
Custom alerts
Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill.
Fast, secure sign-in
Fast, secure sign-in
Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.
Banking
Banking
You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.
Fast, secure sign-in
Fast, secure sign-in
Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.
