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We are Kvotabank—an offshore digital bank providing competitive market rates and an exceptional digital experience designed to help improve your financial well-being.

features

$0

Maintenance Fee

Yes

Interest Bearing

Yes

Temporary Lock

Cyberbank Basic Card

$200 online cash rewards bonus offer and 3% cash back in the category of your choice.

Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn and cash rewards don’t expire. Calculate rewards
Introductory 0%† APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.
Preferred Rewards members earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. Learn More About Preferred Rewards
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

features

$25

Maintenance Fee

Yes

Interest Bearing

Yes

Temporary Lock

Cyberbank Signature Card

$200 online cash rewards bonus offer and 3% cash back in the category of your choice.

Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn and cash rewards don’t expire. Calculate rewards
Introductory 0%† APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.
Preferred Rewards members earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. Learn More About Preferred Rewards
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

features

$35

Maintenance Fee

Yes

Interest Bearing

Yes

Temporary Lock

Cyberbank Rewards Card

$200 online cash rewards bonus offer and 3% cash back in the category of your choice.

Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn and cash rewards don’t expire. Calculate rewards
Introductory 0%† APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.
Preferred Rewards members earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. Learn More About Preferred Rewards
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

features

$85

Maintenance Fee

No

Interest Bearing

Yes

Temporary Lock

Cyberbank Travel Rewards

$200 online cash rewards bonus offer and 3% cash back in the category of your choice.

Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn and cash rewards don’t expire. Calculate rewards
Introductory 0%† APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.
Preferred Rewards members earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. Learn More About Preferred Rewards
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

features

$200

Maintenance Fee

No

Interest Bearing

Yes

Temporary Lock

Cyberbank Platinum Card

$200 online cash rewards bonus offer and 3% cash back in the category of your choice.

Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn and cash rewards don’t expire. Calculate rewards
Introductory 0%† APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.
Preferred Rewards members earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. Learn More About Preferred Rewards
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

We are KvotaBank—an online bank providing competitive market rates and an exceptional digital experience designed to help improve your financial well-being. Learn more about your online digital offshore banking options that come with 35 years of experience.

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Member FDIC Issued license № 15910. Deposits at KvotaBank are combined for the purpose of calculating FDIC insurance limits (FDIC certificate #15910) By visiting and using this website you agree that your use of this website, as well as any account you may open with Kvotabank, shall be governed by the laws without regard to its choice of law principles.