We are Kvotabank—an offshore digital bank providing competitive market rates and an exceptional digital experience designed to help improve your financial well-being.
Easy access savings account
How to get started
With the right home loan, you can refinance or buy a home and keep your financial plans on track
Free Pre-Qualification
Explore the power of simpler and smarter banking online.
More Choices
Explore the power of simpler and smarter banking online.
Smooth Closings
Explore the power of simpler and smarter banking online.
When choosing a mortgage:
To apply, you must hold a current account, savings account, credit card or mortgage with us, be a UK resident, aged 18+ and earning at least £10K per year.
Get real insights about the first-time home-buying experience
Our eligibility checker allows you to find out whether you'll be accepted before you apply with us. It takes around 2 minutes and it won't harm your credit rating.
Compare Options
Your mortgage should be as unique as the home you buy
Tools to help you choose
Why borrow with Cyberbank
Get interest rate discount
Get interest rate discount
In just 30 minutes, an experienced banker will help you get a .25% interest rate discount with an eligible checking and savings account.
Exceptional service from specialists
Exceptional service from specialists
Get a dedicated expert who answers every question, works to make sure you have the solution that fits your life, and helps every step of the way.
Convenient payment options
Convenient payment options
Make your payments quickly and easily through online and mobile banking, by phone or mail, with recurring automatic payments, or in a branch.
Secure online & mobile banking
Secure online & mobile banking
Sign on for 24/7 account access to make payments, transfer money, check balances, and view your statements online.
